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A collection of clear, concise and comprehensive answers to the most common questions from our international clients.
Learn how premium account access, remote procedures, eligibility requirements, and exclusive benefits work: everything you need to choose the solution that best fits your goals.
International Account Opening
Do I need to be a resident of the country where the bank is located to open an account?
No. Thanks to our agreements, we can open accounts even without local residency, fully compliant and 100% remotely.
What does 'remote opening' mean?
No physical presence at the bank is required, which is often mandatory for high-capital accounts at the world’s top banks.
How safe is it to have accounts abroad?
We only work with regulated banks and reliable jurisdictions. Every account opening complies with international laws and your tax position.
What is the minimum deposit required?
It depends on the bank and jurisdiction. In Switzerland, deposits usually start from €100,000–200,000; in the U.S., from $10,000–30,000. GloboBanks services are designed for HNWIs — see the contact section for more details.
Can I open accounts for my foreign company?
Absolutely. We work with offshore companies, holdings, LLCs, trusts, and all compliant digital structures.
Premium Credit Cards
Do I need a specific account to obtain a U.S. card?
No. In many cases, we can provide a card linked to an account opened remotely by us, or use alternatives for the link.
Is it mandatory to have an Italian Amex to obtain an American one?
Only in some cases. If you already hold an Amex card issued in Italy, the U.K., or Spain, you can quickly switch to the U.S. version. If you do not have a card, we will evaluate a combined path (Amex Italy to Amex U.S.) or offer immediate alternative solutions to obtain the American card.
What is the initial credit limit?
The credit limit varies depending on the card, generally starting between $5,000 and $20,000 during the first few months. For cards such as J.P. Morgan or Amex Black, much higher spending limits can be reached.
Can I use these cards for business expenses?
Yes. Business cards are designed for companies with recurring expenses in advertising, suppliers, software, etc. Some cards offer up to 4x points on the first $150,000 spent.
Are the cards compatible with Apple Pay / Google Pay?
Yes. All provided cards are compatible with digital wallets and operate on the Visa, Mastercard, or Amex networks.
American Express Black Centurion
Can I apply even if I don’t reside in Switzerland?
Yes. Simply open an account with a Swiss bank through GloboBanks and deposit at least $1 million. We take care of everything, even remotely.
Why is the Swiss version better than the Italian or American one?
Because it offers higher limits, more flexible conditions, tailored promotions, fewer restrictions, and far more advanced customer service.
Do I need to have a Swiss account already?
No. If you don’t have one, GloboBanks will open one for you through a direct introduction to the bank.
J.P. Morgan Chase Account
Do I need to be a U.S. resident to open a J.P. Morgan account?
No. We work with clients who are not U.S. residents.
Do you really have direct access to J.P. Morgan?
Yes. We collaborate with selected bankers who personally handle each account opening and provide a dedicated point of contact.
What are the minimum requirements?
For business accounts: a U.S. LLC is required.
For personal accounts: you need verifiable assets and a profile that meets the bank’s selectivity standards.
How long does it take to open an account?
Once your ITIN is issued (usually within 6–8 weeks), the banking procedure can be completed in as little as 30 days.
What’s the advantage over a U.S. online account?
J.P. Morgan is a top-tier banking institution offering exceptional reliability, status, high credit limits, premium services, and dedicated support. It is not comparable to U.S. fintech or neobank solutions.
Payment Gateway
What do I need to activate a gateway with you?
You need a legal business, complete company documentation, an active website, and a clear explanation of your model. We handle the rest.
Can I sell in Europe or other countries too?
Absolutely. The system handles global customers, calculates the correct taxes, and generates compliant invoices for each country.
How long does activation take?
Thanks to GloboBanks’ direct introduction, activation takes approximately 24/72 hours.
Do I need a bank account to receive funds?
Yes. You can also leverage GloboBanks to open top-tier bank accounts in the world’s best jurisdictions.
What type of business is supported?
Ideal for digital services, online courses, memberships, SaaS platforms, consulting, subscriptions and established e-commerce companies.
Banking introducer
Can I open a foreign business account for a newly formed LLC and activate a payment gateway?
Yes. We work with banking partners that accept new LLCs, even those with non-resident partners, and can activate payment gateways tailored to your sales model.
What’s the difference between a personal account and a business account?
A personal account is registered in your name as an individual, even if it’s used to manage business cash flow. It offers greater flexibility, simplified procedures, and access to products such as premium credit cards with personal benefits. A business account is registered under the company’s name and is ideal for multi-user operations or complex financial management.
Is it safe from a tax and legal standpoint to have accounts abroad?
Yes, if done transparently and compliantly. We work only with regulated banks and provide the necessary due diligence and documentation; we do not support or promote evasive or illegal activities.
Can I invest directly in the markets or do I have to go through an advisor?
It depends on your preference. We offer both access to private banks with dedicated advice and broker accounts for those who prefer direct control.
